Concierge Application Service · Est. 2022

Submit Your Merchant Account Application

Every submission is reviewed by a dedicated account manager who will assess your business profile and identify the right acquiring solution for your industry and jurisdiction.

Application Form

Takes less than 2 minutes. No commitment required.

Application Received

Your submission has been logged. A dedicated account manager will review your profile and be in touch shortly.

After You Submit
1
Submission Received Your application is logged and assigned to an account manager immediately.
2
Profile Review We assess your industry, volume profile, and business model within a few hours.
3
Manager Outreach Your dedicated account manager contacts you to discuss your business profile and requirements.
4
Bank Matching We identify the optimal acquiring institution for your model and jurisdiction.
5
Go Live Account approved and processing initiated. Timeline varies by business type and acquiring institution.
Contact Directly
info@thecerf.com Email us directly
@CCprocessing_manager Telegram
At a Glance
500+
Merchants Approved
30+
Acquiring Banks
EU
Registered Entity
9
Industries Served
The Onboarding Process

Three Steps from Application to Live Account

Our onboarding is structured, efficient, and designed to minimize time between application and active processing.

1

Apply

Complete the application form above. Provide your business name, country, monthly volume, and preferred contact method. Takes under 2 minutes.

2

Consultation

A dedicated account manager contacts you to review your business model and processing history and identify the right banking match for your industry.

3

Go Live

Our team coordinates gateway integration and compliance documentation. You begin processing as quickly as possible following bank approval.

Frequently Asked Questions

Common Questions About Applying

How long does it take to get approved?
Approval timelines vary by business type, jurisdiction, and acquiring institution. Your account manager will provide a realistic estimate after reviewing your application. Businesses with processing history and complete documentation tend to move through underwriting faster than new or complex cases.
What documents are required?
Typically: business registration documents, proof of identity for directors, your website URL, and recent processing statements if available. For some industries, additional compliance documentation may be required. Your account manager will advise on exactly what is needed for your specific business type.
Which industries do you support?
CERF supports 9+ regulated and high-risk industries including nutraceuticals, CBD and hemp, forex and CFD trading, online gaming, research peptides, telemedicine, e-commerce, subscription billing, and kratom. Contact us if your industry is not listed -- we evaluate each business individually.
Can you match us with a bank in a specific jurisdiction?
Yes. Acquiring jurisdiction is one of the key variables we optimize for. Depending on your business location, customer geography, and industry, certain acquiring jurisdictions offer lower decline rates, better settlement terms, or reduced compliance friction. We discuss this during the initial consultation and recommend the most suitable option from our banking network.
What if I was previously terminated by Stripe or PayPal?
Previous account terminations do not disqualify you. Our banking partners evaluate each merchant individually and are accustomed to working with businesses that mainstream platforms decline. Many of our approved merchants were previously terminated by Stripe, Square, or PayPal.
Do you offer cryptocurrency settlement?
Yes. CERF offers full cryptocurrency settlement options including USDT, BTC, and ETH alongside standard fiat settlement. Crypto settlement is particularly useful for international merchants and businesses in industries where banking restrictions are most challenging.
Merchant Application

Ready to apply?

Download our merchant application form, complete it, and email it back to info@thecerf.com along with your supporting documents. We will review and respond promptly.

PDF format · fillable · submit by email

High-risk merchant account placement for regulated and specialty businesses across the US, Europe, Canada, and global markets.

Industries
Nutraceuticals CBD & Hemp E-Commerce Online Gaming Forex & CFD Kratom Subscription Billing Research Peptides Telemedicine
Company
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© 2022 CERF SAS · SIREN 913 596 649 · Paris, France
CERF SAS provides merchant account placement and banking infrastructure services for high-risk and regulated businesses. Processing infrastructure is delivered through CERF's network of licensed acquiring institutions. Each merchant account is governed by an individual processing agreement with the assigned acquiring institution. All applicable rates, reserve requirements, and settlement terms are fully disclosed prior to account activation.