"Company" refers to CERF Payment Solutions (CERF SAS), a company incorporated under French law, registered with the Paris Trade and Companies Registry (RCS Paris) under SIREN number 913 596 649, with registered offices at 219 Boulevard Pereire, 75017 Paris, France.
"Client" refers to any legal entity that has entered into a written service agreement with the Company.
"Prospect" refers to any business or individual submitting an inquiry through this website, prior to the execution of any formal engagement.
"Services" refers to payment consulting, processor matching, and merchant account placement services provided by the Company.
"Agreement" refers to these Website Terms of Use, together with any separate written engagement letter or service agreement executed between the Company and the Client.
By accessing the Company's website at thecerf.com or submitting an inquiry, the Client or Prospect acknowledges having read, understood, and agreed to be bound by these Terms. If they do not agree to these Terms, they must immediately cease use of the website and refrain from engaging the Company's Services.
The Company provides payment consulting services, including the assessment of eligibility, identification of suitable payment processing solutions, and facilitation of merchant account applications with third-party acquiring banks and payment processors. The Company operates independently and is not affiliated with, nor does it act as an agent of, any specific payment network or acquiring institution.
The specific scope of Services, applicable fees, and commercial terms governing any engagement shall be set out in a separate written agreement executed between the parties prior to commencement of Services.
The information published on this website is provided for general informational purposes only and does not constitute, and should not be interpreted as, legal, tax, accounting, regulatory, or financial advice. The Company makes no representation as to the accuracy, completeness, or suitability of any information on this website for any particular purpose. Clients and Prospects should obtain independent professional advice before making any business or financial decisions.
By engaging the Company's Services, the Client represents and warrants that:
The Company reserves the right to decline any inquiry or application at its sole discretion, without obligation to provide reasons for such refusal.
The submission of an inquiry or application through the Company does not constitute or imply any guarantee of merchant account approval or the availability of payment processing services. All approval decisions rest exclusively with the relevant acquiring bank or payment processor. The Company makes no representation or warranty, express or implied, as to the outcome of any application, the availability of specific processing terms or rates, or the continued availability of any third-party service.
All fees relating to the Company's Services are communicated directly to the Client and agreed upon in writing before any engagement begins. Nothing on this website constitutes a binding offer or fee schedule.
To the fullest extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, punitive, or consequential damages arising out of or in connection with the use of this website, reliance upon any information provided herein, or the outcome of any application or engagement.
In any event, the Company's aggregate liability in respect of any claim shall not exceed the total amount paid by the Client to the Company during the three-month period immediately preceding the event giving rise to such claim.
The Company shall not be liable for any delay or failure to perform its obligations arising from circumstances beyond its reasonable control, including regulatory actions, acquiring bank or payment processor decisions, force majeure events, internet infrastructure failures, or third-party service outages.
All content published on this website, including but not limited to text, trademarks, logos, branding, graphics, and design elements, constitutes the exclusive intellectual property of CERF Payment Solutions. No part of this website may be reproduced, distributed, or transmitted in any form without the prior written consent of the Company.
The Company processes personal data in accordance with Regulation (EU) 2016/679 (General Data Protection Regulation). A full description of the Company's data processing practices, legal bases, and data subject rights is set out in the Company's Privacy Policy.
These Terms shall be governed by and construed in accordance with the laws of France, excluding any conflict of law principles. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of Paris, France.
Nothing in these Terms limits any mandatory rights available to any party under applicable law.
The Company reserves the right to amend these Terms at any time. The effective date indicated at the top of this document reflects the date of the most recent revision. Continued use of the website following the publication of any amendment shall constitute acceptance of the revised Terms.
If any provision of these Terms is found to be unlawful, void, or unenforceable under applicable law, such provision shall be deemed severable from the remaining Terms, which shall continue in full force and effect.
CERF Payment Solutions (CERF SAS) · 219 Boulevard Pereire, 75017 Paris, France · RCS Paris, SIREN 913 596 649 · info@thecerf.com